Financial Aid FAQs

There are no hard and fast deadlines, but we recommend that you complete your FAFSA two months before the start of the term.

You are responsible for paying any tuition charges if your aid is not processed at the time you receive a bill. If your charges have been paid, you can receive a refund when the loan is actually credited to your account.

The FAFSA School Code is E00473.

Check your SIS account online here. Your JHED LID and password are required for access.

To be financial-aid eligible during the summer, a student must take at least three credits. This is how the summer semester differs from the fall and spring semesters.

Students may borrow up to a maximum of $20,500 in Federal Direct Subsidized and Unsubsidized Loans combined per academic year. The maximum amount of Federal Direct Subsidized loans available per academic year is $8,500.

Students may also borrow a Federal Graduate PLUS Loan up to their cost of attendance less other aid. 

Provisional/Conditional admitted students who are not yet fully accepted into their program may receive one year of federal student financial aid, but the annual limit is $12,500 in Federal Direct Subsidized and Unsubsidized Loans combined, with a maximum of $5,500 available in a Federal Direct Subsidized loan. Provisional students do not qualify for Graduate PLUS loans.

NOTE: If you are enrolled in at least 4.5 credits/term during the Fall and Spring terms (or 3 credits during the Summer term), you are eligible for Federal Direct Student Loans for that term. If you are enrolled in fewer credits than you may want to consider borrowing through a private/alternative loan program.

Yes, but you first must complete the FAFSA so that we can determine your eligibility for lower interest Federal Direct Subsidized and Unsubsidized student loans. If you have an additional need after that, you may apply for a Federal Direct Graduate PLUS loan.

NOTE: Students are strongly encouraged to complete this process and qualify for lower interest rate loans before applying for private loans.

NOTE: If you borrowed a federal student loan at JHU for a term that began before July 1, 2026, you remain eligible to borrow under the previous federal loan limits — including Graduate PLUS loans — for the remainder of your current program or for up to three years, whichever is shorter.

To qualify, you only need to have received any Direct Loan funding (either a Direct Unsubsidized Loan or a Graduate PLUS Loan) before July 1, 2026 for your current program. You do not need to have previously borrowed a Graduate PLUS Loan specifically.

If you are unsure whether this applies to you, the financial aid office can help review your borrowing history and eligibility.

Your estimated costs include an amount for books. If you have completed a FAFSA and any other required documents, the loan will be credited to your account. The loan proceeds will first be applied to any tuition charges on your bill.

If you have a credit balance remaining after tuition is covered, you can request a refund and use the money to buy books.

You can submit this online form that will go directly to the AAP Registration Office.

Degree candidates must be enrolled at least half-time, at least 4.5 credits/term during the Fall and Spring terms (or 3 credits during the Summer term). If you drop below half-time status before the end of the drop/add period, your aid may be canceled. See Return of Title IV Funds Policy.

Johns Hopkins is approved by the Maryland Higher Education Commission for the training of veterans and the widows and children of deceased veterans under the provisions of the various federal laws pertaining to veterans’ educational benefits. Information about veterans’ benefits is available here. Find more information on veterans’ education benefits here.

Submit your questions about veterans’ benefits.

In addition, please read below regarding third-party payers. The US Department of Veterans Affairs is considered a third-party payer.

Students with third-party payers are required to submit documentation and complete a brief acknowledgment section on SIS Self Service. Find more information here. This website includes information on how to upload the required documentation, along with FAQs and contact information for the JHU Third-Party Payer team.